Just a few months before the rush of the Christmas shopping season, the Canadian currency has fallen.

It's almost that time of year again-Bond Time. Canada Savings Bonds will be for sale in October but do you know enough about them to invest your hard earned money?

The penny, an old Canadian tradition, may become history soon enough. 2008 celebrates the 100th birthday of this copper coloured coin and some people believe that it may be the last.

There are load of stories and articles concerning early retirement, Is it possible and if so, how is it possible?

Are you thinking about switching your bank account to a different bank?

When you have children you want the best for them. You hope that once they move out they will have the skills and knowledge to be able to survive on their own and enjoy a happy and fulfilled life.

Co-signing is not a duty to be taken lightly.

Overdraft account protection is a customized feature which lets you spend beyond what is in your account.

Almost everyone has a credit card these days although many people are unfamiliar knows the ins and outs of them.

When you are happily married to someone or have children, joint accounts and joint debts may seem like a practical idea. But what happens when one of you passes away?

Careers in financial planning can be extremely rewarding if you have the right skills and find it rewarding to deal with people.

Because buying a home is a serious investment, you want to make sure that you go about it the right way.

TD Canada trust is one of the first banks to offer “green machines”. Their ATM machines will operate from eco-friendly, alternative sources such as wind or low impact water power.

Though the golden years may be far away, most of us start dreaming of retirement in our early years. It may seem impossible to achieve early retirement, but it’s not as hard as you think.

The stock market is a place that connects those who want to sell their stock with those who want to buy it. Companies want their stock to sell in order to grow their business and make more money.

When you buy a bond you are essentially lending your money to the government or a company for a specific period of time.

You may be saving for retirement, your children’s education fund, or for your dream vacation, but have you ever thought of investing in your estate?

Identity theft has become an increasingly popular crime in Canada and continues to be highly publicized.

An annuity is an investment that can guarantee you a set income for life. It works in the opposite way of life insurance.

Looking into financial planning means that you are ready to take control of your life and start taking necessary steps to achieving your financial goals.

Banks and credit unions are now starting to offer “green” mortgages, loans and lines of credit for people that are looking to be more eco friendly while benefiting financially.

If you have children or plan on having children, you need to ensure that you and your family are financially prepared. Likely the biggest cost that you will incur is your child’s education costs.

Title insurance is something to consider when buying a home.

Fraud affects thousands of Canadians every year.

A line of credit is similar to a credit card in that you have access to a certain amount of funds to use as you wish.

A GIC is a Guaranteed Investment Certificate. You can buy them from a bank, trust company, or credit union.

A credit union differs from a bank in that it is a non profit organization formed to provide financial services to their members and employees.

Over the next several years most Canadian financial institutions will be converting their debit and credit cards to chip cards.

It is common to use your credit card for major purchases thinking that you will pay off the balance immediately and reap the card benefits.

With extensive competition in the market today it can be stressful determining which financial institution to deal with when it comes to your mortgage.

How interest is generated can impact your savings in a big way.

The decision of whether to lease or buy a vehicle is one that is individual to each person based on their needs.

A mutual fund is a company that invests in securities such as stocks and bonds. This can generate money when a security rises in value or it can pay dividends or interest to the fund.

Recent studies show that as many as a million Canadians have been the victim of some type of investment fraud. Worse yet, many of these people have declined to report it to authorities.

A consumer proposal is a highly effective way to negotiate your debt into something that is manageable for you. This process should be used as an alternative to filing for bankruptcy.

A chequing account is essential for paying bills and keeping track of your money but the fees that accompany these accounts can be quite expensive.

Canadian debt collection is regulated by the provinces and territories, all of which have similar laws and practices.

Mortgage loan insurance may be a requirement by your mortgage lender and its premiums should not be overlooked.

Credit cards can be an excellent money management tool if they are used correctly.

Relying solely on student loans to pay for post secondary education is quite common due to the high costs of education.

Canadians today are now more in debt than ever according to a survey sponsored by Credit Canada. The majority of people surveyed were found to be more in debt now than they were five years ago.

One of the biggest dilemmas that Canadian homeowners face is whether to go with a fixed or variable mortgage plan.

A significant portion of the Canadian population plans on retiring before the age of 60 but most of them are not saving near enough money to do so.

A payday loan is a short term loan intended for unforeseen finances which may come up in between pay cheques. This type of loan can sometimes be referred to as a cash advance.

There are many costs incurred with obtaining a mortgage aside from the mortgage itself.

If you are a homeowner and find yourself in need of borrowing some money, a home equity loan may be the solution that you are looking for. A home equity loan is another way of saying second mortgage.

A debt consolidation loan is a personal loan option available to individuals who are in need of a simpler and smarter way to pay off multiple debts.

A credit report is a summary of your credit history that acts as the main deciding factor that lenders use to determine if you qualify for a loan.

Filing for bankruptcy involves legally declaring that an individual or organization cannot pay their creditors back.