Credit & Collection

Bankruptcy as a Last Resort
filing for personal bankruptcy should only be used as the last option
Consumer Proposals as an Alternative to Bankruptcy
Filing a consumer proposal may be a smarter alternative than filling for bankruptcy
Credit Counseling as an Option
Credit counseling may be an option to get out of debt.
Debt Collection Regulations
Debt collection is regulated by the provinces and territories to protect debtors from unfair practices.
Identity Theft Explained
Identity theft can result in serious consequences including unexpected expenses and bad credit ratings.
Protecting Yourself from Fraud
Fraud crime is on the rise and consumers need to take all possible measures to protect themselves.
The Implications of Co-Signing
Co-signing a loan is a large responsibility which holds potential credit and financial implications.
Understanding Credit Reports
a credit report is a snapshot of your credit history

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